The Disability Application

There are times when mental health disorders can escalate to the point at which it becomes necessary for someone to stop working for an extended period of time or cease working altogether at the direction of a treating physician. Sometimes mental health disorders coexist with other disabling conditions, but mental disorders can also be the primary cause that prevents a person from carrying out the material duties of his or her occupation with reasonable continuity.
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Susan Knight has not been able to work with any reasonable continuity since February 1, 2006 due to a litany of disabling conditions pertaining to her neck. Sun Life Insurance Company does not agree. The medical conditions that preclude her from working either at her own or any occupation include but are not limited to the following:
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People who suffer from a chronic medical condition like multiple sclerosis (MS) are sometimes hesitant to openly discuss their symptoms with either their employers or their physician. People are skeptical when you don’t show consistent external signs of the condition and tend to discount your suffering. Multiple sclerosis, considered a chronic medical condition, has symptoms that include difficulty with breathing, loss of motor functions, memory loss, and severe fatigue; and, while these symptoms alone may not be disabling, in combination they can render MS victims unable to perform day to day activities much less work an eight-hour shift.
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