Latest Disability Application Blog Posts

Is De Novo or Abuse of Discretion the Correct Standard of Review?

In Melissa A. McIntyre v. Reliance Standard Life Insurance Company, Plaintiff suffered her entire life from Charcot Marie Tooth Syndrome (CMT), a degenerative neurological condition which affects the peripheral nerves like those in the hands and feet. She worked as a nurse at Mayo Clinic Health Care System from 2003 to 2011 when she stopped working due to the severity of her health condition.

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Appeals Court Rules That Administrators Are Not Allowed To Micromanage Claimant’s Medical Care

In Bruton v. American United Life Insurance Corporation, 2020 WL 398539 (6th Cir. Jan. 2020) Plaintiff was employed starting in July 2006 as a “Technology Development Manager” with a management firm in Ohio. His employer contracted with Defendant American United Life Insurance Corporation (American United) to provide short-term (STD) and long-term (LTD) disability benefits to its employees.

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Tips to Win an Appeal of Mutual of Omaha Disability Benefits

Receiving a letter informing you that Mutual of Omaha has denied your claim for long term disability benefits can be a major blow during an already stressful time. At Dell & Schaefer, our nationwide team of disability insurance attorneys has handled hundreds of Mutual of Omaha claims and can provide you with the depth of experience you’ll need to submit a strong appeal. Learn more about some of our tips to win an appeal of Mutual of Omaha’s denial of your claim for long term disability benefits.

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What Should Claimants Know About Applying for Standard Disability Benefits?

Applying for disability benefits with the Standard is a stressful process, especially if you’re not sure whether you’ll be approved. Insurance companies often seem to speak their own language – what steps should claimants (and their attorneys) take to get their long term disability claim approved? Read on to learn some of the tips the disability insurance attorneys at Dell & Schaefer have learned while helping thousands of our clients recover long term disability benefits from Standard.

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Do I Need a Lawyer For Long Term Disability?

In this video and article disability insurance attorneys answer the question: Do I Need a Lawyer For a Long Term Disability Claim? If you are considering hiring an attorney to represent you in your battle to receive disability income benefits, read this article or watch this video to get your questions answered. Topics covered include:

  • The Reasons a Disability Insurance Income Policy Holder Will Benefit From Attorney Representation
  • What is “Return To Work”?
  • When Should A Disability Insurance Policy Holder Hire an Attorney?
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