A Maryland Disability Attorney recently filed a lawsuit against The Prudential Life Insurance Company of America (Prudential) due to the wrongful termination of long-term disability benefits of a claimant.

In John B. vs. The Prudential Life Insurance Company of America, Plaintiff is suing to have his long-term disability benefit payments restored by Prudential.

Background of the Case

Plaintiff was a Senior Associate at Loiederman Soltesz Associates, Inc. (Loiederman). His employment made him eligible for an employee welfare benefit plan offered by Loiederman and administered by Prudential.

Plaintiff suffers from a combination of conditions, including Meniere’s Disease, tinnitus, hearing loss, and cognitive dysfunction. Plaintiff also suffers from chronic dizziness, fatigue, cognitive impairment, and other conditions, symptoms, and impairments.

Plaintiff became disabled on May 21, 2008. Due to this disability, Plaintiff filed a Prudential Application of long term disability benefits. Plaintiff was initially approved to receive disability benefit payments by Prudential.

Prudential Denies Long-Term Disability Payments on Two Separate Occasions

Prudential first denied Plaintiff long-term disability payments on August 15, 2008. Plaintiff filed an appeal of this decision on February 16, 2009, a decision that Prudential reversed on March 19, 2009. However, Prudential denied benefits again on March 17, 2010. Plaintiff filed another appeal on September 7, 2010, including medical, vocational, and functional capacity evidence.

However, Prudential again denied long-term disability benefits to the Plaintiff on November 9, 2010. Plaintiff filed another appeal on May 2, 2011 based on the same grounds as the previous appeal. Prudential denied the Plaintiff for a third time on June 17, 2011. Plaintiff filed a fourth appeal on July 7, 2011. Prudential would not review the materials submitted on this fourth appeal, as stated on July 22, 2011. Prudential announced that that this denial was final, leading Plaintiff to file this lawsuit against Prudential. (Click here for more information on administrative appeals).

Relief Sought by Plaintiff Against Prudential

  • A judgment against Prudential that states that Plaintiff is entitled to all owed disability benefits, along with accrued interest
  • A judgment against Prudential for all associated attorney fees with the filing of this lawsuit against Prudential
  • A judgment against Prudential for all associated costs with the filing of this lawsuit
  • A judgment requiring Prudential to pay $110/day or other amount determined by this Court
  • A judgment requiring Prudential to pay all other relief decided to be just and proper by the Court.