Pennsylvania Disability Lawyer sues Unum following Unum Disability Application Denial

Recently, a Pennsylvania disability attorney filed a lawsuit at the District Court for the Middle District of Pennsylvania against the Unum Life Insurance Company of America (Unum) for violation of the provisions under the Employee Retirement Income Security Act (ERISA). The legal action was to secure disability benefits under the Mercy Hospital Long Term Disability Plan which Unum was alleged to have wrongfully denied to a former nurse working at the Mercy Hospital. In Christine Leuthe vs Unum Life Insurance Company of America, the Administrator of Mercy Hospital long term disability plan, the plaintiff claimed that she is entitled to disability benefits under a disability insurance policy underwritten and administered by Unum.
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A Michigan disability attorney acting on behalf of a disability claimant recently filed a lawsuit against the Prudential Insurance Company of America (Prudential) at the District Court for the Eastern District of Michigan. In Deanna L. Nino vs. the Prudential Insurance Company of America, the plaintiff brought a civil action under the Employee Retirement Income Security Act (ERISA) to seek to recover long term disability income benefits under the Exel Logistics disability benefit plan.
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Many companies offer their employees long-term disability insurance, but there is also the potential for those same employees being denied coverage when they need it the most. No matter how many pages of medical reports your personal physical may present, if a doctor contracted by the insurer offers a different opinion, it is unlikely a claim will be approved. In fact, this is exactly what happened in two different disability insurance cases involving Aetna Life Insurance Company.
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