Latest Disability Application Blog Posts

What Every Prudential Disability Insurance Policy Holder Needs to Know before Filing an Appeal

If you have recently been denied disability insurance benefits from Prudential, learn what you need to do to file an appeal. Attorneys Dell & Schaefer has helped thousands of Prudential disability insurance policy holders receive benefits.

GREG DELL: Hi, I’m Greg Dell, here with attorney Alex Palamara. And Alex, we want to talk about the dos and don’ts of a prudential disability appeal. So this video is geared towards the claimant who’s recently had their claim denied, and they are contemplating what to do about filing an appeal. Now we’ve handled thousands of appeals against prudential over the years.

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What is a Pre-existing Condition Limitation in a Disability Policy?

When dealing with a pre-existing condition limitation in a disability insurance policy, many policyholders end up with a denied disability claim. That’s when reliable information by knowledgeable experts in the field can be crucial. Disability insurance lawyers Greg Dell and Rachel Alters share some insights on how these policies work and what you can do to strengthen your claim.

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North Carolina Resident Wins Disability Claim Over Reliance Standard

Fredrick Smith worked as a plant manager for Charles Craft, Inc. in North Carolina. He held that position since 1970, but he was forced to leave by 2013 due to a series of strokes and heart problems. Smith applied for disability benefits with Reliance Standard under his employer’s ERISA plan. At first, Reliance paid benefits, but after some time, Reliance revised its decision and insisted that Smith could work at another job. Smith appealed the new denial.

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Do I have any other choices when my LTD insurance policy has a limitation regarding pre-existing conditions?

Disability Insurance

Almost everyone should seriously consider purchasing a disability insurance policy if they haven’t already. When it comes to financial planning, disability insurance is just as important as life or health insurance. Many people find themselves in a position of not being able to work and regret not purchasing disability insurance. If you, through no fault of your own, become partially or totally disabled, it could spell financial disaster for you and your family. But what happens if you have protected yourself and find out that you still aren’t covered because of a limitation in the policy?

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The Standard Disability Insurance Lawsuits and Claim Denial Tips

With more than 20 years of experience helping disabled clients settle claim denials, disability insurance attorneys Greg Dell and Rachel Alters share their expertise in ERISA appeals and resulting lawsuits. Once all administrative remedies have been exhausted in a disability insurance claim denial with The Standard, it’s crucial to understand the next steps forward and how to handle litigation in a court of law.

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